I consider lots of things a scam: travel insurance, disc insurance, most credit reports, check cashing services, loan modification services and payday loans.
I had fingered change counting machinesfor scams too; they want to keep roughly 10% of your precious stash of coins. But there is a loophole - you can trade your counted coins for gift certificates with no "penalty". I checked it out and got a lovely Amazon gift certificate - practically as good as gold. (Note that you get only a paper receipt with a code; not a gift card.)
On the topic of scams, read about getting whatever kind of fix you need. That, my friends, is a despicable scam.
Tags: marketing paranoia